"When you think about your finances, how far into the future do you tend to think and plan? Days? Weeks? Months? Years? Decades? Generations?"

This is a question I often ask people during the prospective client process, as how someone answers is very helpful in understanding their financial approach.

How far ahead do you think?

Thinking about retiring?

There’s a lot to unpack. Lots to consider.

Just to get the juices flowing, here are 15 quick ideas.

You may have heard that President Biden recently signed the SECURE Act 2.0 into law. The good news is that there’s a lot in there that should be quite helpful to many of you. The bad news is that it makes the rules around retirement and tax planning even more complex than they already are.

Let’s take a look at the SEVEN new provisions that I think may provide the most benefit to people reading this blog.

Ready to be bored? Let’s dig in!   

Everyone does tax preparation, yes? Maybe you prepare your taxes yourself. Or maybe you hire a tax professional to do it for you.

But not too many people do tax planning.

Do you? Should you?

A common piece of advice is to max out your pre-tax 401(k) while you work. You'll get a tax break now and then pay taxes on the money during retirement when you'll be in a lower tax bracket.

But, is that actually true?

How should you be invested during retirement? Where will your spending money come from? What happens if the stock markets go down? Are your investments safe enough? Let’s take a look at the concept of Investment Buckets.

Behold. The end of the year is upon us.

If you’re anything like me, you probably lay in bed late at night wondering whether there are any additional last-minute strategies you can enact to optimize your finances.

That's how everyone thinks, right?

Good news! No need to miss out on your beauty sleep anymore, as there are some ideas below.