Who doesn’t love a good influx of cash from a nice bonus!? The thing many people often don’t think about is the tax implications of bonuses…

Let’s talk some of the tax strategies that can help mitigate a surprise tax bill or tax penalty.

Have you received a Voluntary Separation Package (VSP)? We know of a few people who have recently and it sure can bring up a lot of questions, the biggest one being, “Do I have enough money to retire?”

But there are other questions and considerations to take into account, including the hardest one, “Am I ready to retire?”

Happy Birthday Spencer Financial Planning! As of June 2026, we are now six years old, huzzah!

Let’s look at where we are, where we’ve been, and what’s cookin’ for the future!

Spencer Financial Planning is 5 years old! Let’s look around at what’s going on, look back at the past 5 years, and look forward to what’s next.

You're probably familiar with the term 'phishing'. Smishing, on the other hand, is like phishing but specifically when done through an unsolicited SMS (text) message.

Let's learn more about this word that sounds like it's from a Dr. Seuss book.

In Part 1 of this quick two-part series on bonuses, we looked at how to deal with the uneven cash flow aspects of receiving large bonuses.

In this installment, we’re going to go into more detail about different ideas of what to do with the money.

Bonuses. They’re the best, no?

A nice infusion of cash that comes in and opens up so many opportunities.

A common issue people run into is how to deal with the “cash flow” aspects of receiving a large bonus. In this post, we’ll look at a couple of different ways to deal with the issue of having uneven cash flow, illustrated with specific examples.

Thinking about retiring?

There’s a lot to unpack. Lots to consider.

Just to get the juices flowing, here are 15 quick ideas.