Blog

Keith Spencer Keith Spencer

The Crazy Home Insurance Market in California

Has your home insurance premium skyrocketed lately? Has your insurance company stopped writing policies in your area? Is the home insurance market broken?

Welcome to the crazy world of getting your home insured against disaster. In particular in the great state of California.

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Keith Spencer Keith Spencer

What Issues Should I Consider Before the End of the Year?

Behold. The end of the year is upon us.

If you’re anything like me, you probably lay in bed late at night wondering whether there are any additional last-minute strategies you can enact to optimize your finances.

That's how everyone thinks, right?

Good news! No need to miss out on your beauty sleep anymore, as there are some ideas below.

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Keith Spencer Keith Spencer

Flexible Spending Account Carryovers

FSAs can be fantastic tools to essentially get a discount/deduction on health care and/or dependent care. And there’s a temporary rule in effect for 2020-2021 that can allow even more flexibility.

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Keith Spencer Keith Spencer

Fires … and Homeowners Insurance

The experience of getting evacuated from our home recently due to a nearby fire got me thinking about the importance of homeowners insurance. What should you look out for when getting home insurance? What's important vs. what's not? Let’s dig in.

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